🏠 Buying a house in Indiana | 🏘️ Selling a house in Indiana | 🚚 Moving to Indiana
🏡 Home values in Indiana have risen 16.17% over the past year, indicating a seller's market.
📈 Housing inventory (the total number of homes for sale) stands at 24,018. That's about 3.83 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 98.40%, indicating a seller's market.
How does Indiana compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $259,711"Zillow Home Value Index"</a> Updated May 31, 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[1] | #40 of 50 states | 32.5% lower |
| Median listing price | $300,000"Realtor.com Data Library"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[2] | #43 of 50 states | 33% lower |
| Median sale price | $291,100"Redfin Data Center"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[3] | #43 of 50 states | 35% lower |
| 30-year mortgage rate | 6.84%"Bankrate" Updated June 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[4] | #3 of 50 states | 1.9% lower |
| Median days on market | 43"Realtor.com Data Library"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[5] | #15 of 50 states | 11.9% shorter |
Looking to buy or sell in Indiana?
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Buying a house in the Indiana real estate market
Indiana has an affordability score of 4.2, meaning it takes 4.2 years of the median household income ($69,477) to afford Indiana's median home sale price ($291,100). Because of this, we rank Indiana as the 3rd most affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $291,100"Redfin Data Center"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[6] | #43 of 50 states | 35% lower |
| 30-year mortgage rate | 6.84%"Bankrate" Updated June 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[7] | #3 of 50 states | 1.9% lower |
| Median household income | $69,477"US Census, 2020 American Community Survey"</a> Updated 2020.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[8] | #37 of 50 states | 9.7% lower |
| Affordability ratio | 4.2 | #3 of 50 states | 26.6% lower |
| Buyers agent commission | 2.85%"Clever Real Estate survey of American real estate agents"</a> Updated June 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[9] | #32 of 50 states | 1.1% higher |
Who pays for realtor commission in Indiana?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Indiana?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Indiana.
Resources for Indiana home buyers
Preparing to buy in Indiana
Indiana home buying costs
Selling a house in the Indiana real estate market
According to our detailed survey of Indiana real estate agents, listing agents (those representing the seller) charge an average commission in Indiana of 2.65%, which is the lowest in the United States. Buyers' agents charge an average commission of 2.85%, which is the 19th highest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $300,000"Realtor.com Data Library"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[10] | #43 of 50 states | 33% lower |
| Median sale price | $291,100"Redfin Data Center"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[11] | #43 of 50 states | 35% lower |
| Median days on market | 43"Realtor.com Data Library"</a> Updated May 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[12] | #15 of 50 states | 11.9% shorter |
| Buyer's agent commission | 2.85%"Clever Real Estate survey of American real estate agents"</a> Updated June 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[13] | #32 of 50 states | 1.1% higher |
| Listing agent commission | 2.65%"Clever Real Estate survey of American real estate agents"</a> Updated June 2026.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[14] | #1 of 50 states | 8.1% lower |
Resources for Indiana home sellers
Preparing to sell in Indiana
- Selling a House in Indiana: 8 Simple Steps
- Average Time to Sell a House in Indiana
- When Is the Best Time to Sell a House in Indiana?
- Top Real Estate Agents in Indiana
Indiana home selling costs and requirements
Moving to Indiana
According to our recent moving trends survey"Half of Americans Are Surprised by How Much It Costs to Move"</a> Updated February 26, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[15], 5% of Americans indicated that they would choose to move to Indiana if money were no object. Likewise, 5% of survey respondents indicated that they would move to Indianapolis among a choice of America's largest cities.
Here's how Indiana cities rank in a number of our research studies.
| Study | Best Indiana city | Rank |
| Best Pizza Cities"The 15+ Best Pizza Cities in America"</a> Updated February 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[16] | Indianapolis | 28th best |
| Best Coffee Cities"The Best (and Worst) Coffee Cities in America"</a> Updated January 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[17] | Indianapolis | 31st best |
| Best LGBTQ Cities"The Most (and Least) LGBTQ-Friendly Cities in America"</a> Updated October 23, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[18] | Indianapolis | 25th best |
| Best Bike Cities"The Most Bike-Friendly Cities in the U.S."</a> Updated July 17, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[19] | Indianapolis | 36th best |
| Best Commuter Cities"The Best (and Worst) Cities for Commuters"</a> Updated September 21, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/indiana/"#article-sources">View All Sources</a>">[20] | Indianapolis | 22nd best |
Where to shop for homes in Indiana
Frequently asked questions
As of June 26, 2026, the median days on market (DOM) in Indiana is 45. On average, it takes about 44 days to sell in Indiana.
Home values have risen in Indiana over the past year. The current median home value is $259,711 and it's projected to rise by 1.91% in the next year.
As of June 26, 2026, sellers in Indiana are typically getting 100% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of May 2026, Realtor.com data as of May 2026, and HouseCanary data as of June 26, 2026, unless specified otherwise.
We gathered our commission rate data from a February 2026 survey of 533 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 10 agents in Indiana.