{"id":16718,"date":"2025-07-09T16:50:15","date_gmt":"2025-07-09T21:50:15","guid":{"rendered":"https:\/\/listwithclever.com\/how-to-find-rent-to-own-homes\/"},"modified":"2026-01-22T16:55:39","modified_gmt":"2026-01-22T21:55:39","slug":"how-to-find-rent-to-own-homes","status":"publish","type":"post","link":"https:\/\/listwithclever.com\/rent-to-own\/how-to-find-rent-to-own-homes\/","title":{"rendered":"How to Find Rent-to-Own Homes Near Me"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Finding a r<a href=\"https:\/\/listwithclever.com\/rent-to-own\/rent-to-own-homes\/\">ent-to-own home<\/a> <em>is<\/em> possible \u2014 but it\u2019s rarely easy, and it\u2019s not always the smartest path to homeownership.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own homes make up <strong>less than 2% of housing arrangements<\/strong>, and many listings that claim to offer rent-to-own options either come with unfavorable terms or never lead to a purchase.<span class=\"citation-number\" data-tippy-content=\"Javelin Strategy &amp;amp; Research \u2013 &lt;a target=&quot;_blank&quot; rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https:\/\/javelinstrategy.com\/press-release\/mortgage-pandemic-majority-gen-z-open-rent-own-according-javelin-strategy-researchs&quot;&gt;&quot;Mortgage Pandemic? Majority of Gen Z Open to Rent-to-Own.&quot;&lt;\/a&gt;&lt;br&gt;&lt;br&gt;&lt;a class=&quot;view-all-sources-link&quot; href=&quot;#article-sources&quot;&gt;View All Sources&lt;\/a&gt;\">[1]<\/span> While interest is growing \u2014 especially among younger buyers \u2014 many people end up paying above-market rent for years without ever qualifying for a mortgage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buyers seeking to rent-to-own might also fall victim to scams, or simply end up paying more than fair-market value in rent over a period of a year or two, then find themselves unable to qualify for a mortgage. For many buyers, it makes more sense to spend some time improving their credit score and saving up a minimum down payment on a home (3% to 3.5% for conventional or FHA loans).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re set on rent-to-own, the key is knowing <strong>where to look, who to trust, and what to avoid<\/strong>. Below, we\u2019ll walk through the most reliable ways to find legitimate rent-to-own homes near you, how to spot scams, and when it may actually make more sense to focus on credit repair and low-down-payment loan options instead.<\/p>\n\n\n<p><!-- Clever Tip Box --><\/p>\n<div role=\"note\" aria-label=\"Pro tip\"\n     style=\"margin:16px 0;padding:16px 18px;border-left:6px solid #0075EB;\n            background:rgba(0,117,235,0.08);border-radius:8px;color:#131A22;\n            font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.5;\"><\/p>\n<div style=\"display:flex;align-items:flex-start;gap:10px;\">\n    <span aria-hidden=\"true\" style=\"font-size:20px;line-height:1.2;\">\u26a1<\/span><\/p>\n<div style=\"font-size:16px;\">\n      <strong style=\"color:#0075EB;\">Pro tip:<\/strong><br \/>\n      Rent-to-own can help some buyers bridge the gap to ownership \u2014 but it\u2019s not always the fastest or most affordable path. In many cases, spending six months improving your credit score and saving a small 3\u20133.5% down payment could qualify you for a traditional loan sooner than you think. <\/p>\n<p>Before signing a lease-option contract, it\u2019s worth comparing how far a little credit repair and savings might go toward buying outright.\n    <\/p><\/div>\n<\/p><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Curious to learn how long it might take to qualify for a mortgage without rent-to-own? Clever can introduce you to agents in your neighborhood who help buyers like you every day. <a href=\"#startmsf\">Take a short quiz<\/a> to connect with an agent and start your homebuyer journey faster!<\/p>\n\n\n<h2 id=\"what-is-it\">What is a rent-to-own home?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A rent-to-own home is a property you rent for a set period with the option \u2014 or obligation \u2014 to buy it later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are two main structures:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lease-option agreement:<\/strong> You have the <em>option<\/em> to buy the home at the end of the lease, but you\u2019re not required to. If you walk away, you usually lose any upfront option fee or rent credits.<\/li>\n\n\n\n<li><strong>Lease-purchase agreement:<\/strong> You\u2019re <em>contractually required<\/em> to buy the home when the lease ends. If you can\u2019t qualify for a mortgage, you could face legal and financial penalties.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In both cases, rent-to-own buyers often pay:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Above-market rent<\/strong>, sometimes with a portion credited toward the purchase<\/li>\n\n\n\n<li>A <strong>non-refundable option fee<\/strong> (typically 1\u20135% of the price)<\/li>\n<\/ul>\n\n\n<h2 id=\"is-it-right-for-you\">Is rent-to-own right for you?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own may make sense if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You\u2019re close to qualifying for a mortgage but need time to fix credit<\/li>\n\n\n\n<li>You can document stable income and savings growth<\/li>\n\n\n\n<li>You\u2019re working with an agent or attorney who can review the contract<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own is often risky if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You\u2019re relying on future income increases that aren\u2019t guaranteed<\/li>\n\n\n\n<li>You can\u2019t save while paying higher rent<\/li>\n\n\n\n<li>The contract locks you into a purchase price far above today\u2019s market value<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For many buyers, six months to a year of focused credit repair and savings can unlock traditional financing faster \u2014 and with far fewer risks.<\/p>\n\n\n<h2 id=\"3-ways\">How to find legitimate rent-to-own homes near me<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Because <a href=\"https:\/\/listwithclever.com\/rent-to-own\/rent-to-own-homes\/\" target=\"_blank\" rel=\"noreferrer noopener\">rent-to-own homes<\/a> are rare and often not clearly labeled, you\u2019ll need a strategic approach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are your top options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"realtor\">1. Hire a real estate agent experienced with rent-to-own<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Working with a real estate agent who understands rent-to-own is often the safest and most effective approach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agents don\u2019t just search listings \u2014 they can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identify homes that might be good rent-to-own candidates<\/li>\n\n\n\n<li>Ask sellers if they\u2019d consider a lease-option<\/li>\n\n\n\n<li>Negotiate fair purchase prices and timelines<\/li>\n\n\n\n<li>Flag contracts that heavily favor the seller<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Many rent-to-own homes never appear online as such. They\u2019re created through direct negotiation, which is where an experienced agent adds the most value.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How to find a rent-to-own realtor<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">You can search local real estate directories or use a free agent-matching service like Clever to connect with agents who have experience handling lease-option or lease-purchase agreements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><div class=\"textbox\"><div class=\"textbox-content\"> <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udcde Consult a pro! <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own contracts are complex.  so you might want to avoid the DIY approach \u2014 especially if you're not ready to negotiate with homeowners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A qualified real estate agent \u2014 or even a real estate attorney \u2014 can help you understand the fine print and negotiate better terms to protect your interests.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <a href=\"https:\/\/go.listwithclever.com\/buy-with-clever-save\/\" rel=\"nofollow\">Find top agents near you today!<\/a><\/div><\/div><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"company\">2. Work with a rent-to-own company<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own companies purchase homes and lease them to buyers who plan to buy later. Popular examples include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Divvy Homes: 3-year term; buy anytime<\/li>\n\n\n\n<li>Home Partners of America :1\u20135 year terms; preset purchase price<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These programs can simplify the process \u2014 but they come with tradeoffs. Independent research suggests that only about 38\u201350% of participants successfully buy their home through these programs.<span class=\"citation-number\" data-tippy-content=\"Tech Equity Collaborative. \u2013 &lt;a target=&quot;_blank&quot; rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https:\/\/techequitycollaborative.org\/wp-content\/uploads\/2022\/11\/Rent-to-Own-the-American-Dream.pdf&quot;&gt;&quot;Rent to Own the American Dream: The Promises and Perils of Alternative Home Financing.&quot;&lt;\/a&gt;&lt;br&gt;&lt;br&gt;&lt;a class=&quot;view-all-sources-link&quot; href=&quot;#article-sources&quot;&gt;View All Sources&lt;\/a&gt;\">[2]<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before signing, compare:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total rent vs. market rent<\/li>\n\n\n\n<li>How much (if any) rent credit you earn<\/li>\n\n\n\n<li>What happens if you don\u2019t buy<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What to compare when evaluating rent-to-own companies:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Contract terms:<\/strong> Look for details on lease length, rent credits, purchase timelines, and who handles maintenance.<\/li>\n\n\n\n<li><strong>Available markets:<\/strong> These companies often operate in select cities or states. Check their service areas before applying.<\/li>\n\n\n\n<li><strong>Minimum qualifications:<\/strong> Most require a minimum credit score, income verification, and a background check.<\/li>\n\n\n\n<li><strong>Eligible homes:<\/strong> You may be limited to specific property types, like single-family homes or new builds.<\/li>\n\n\n\n<li><strong>Customer reviews:<\/strong> Check Trustpilot, BBB, and online forums to assess trustworthiness.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Search online platforms and contact homeowners directly<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you prefer a DIY approach, you can use websites that specialize in or include rent-to-own listings.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Online platforms for rent-to-own homes<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zillow<\/strong> and <strong>Redfin<\/strong>: Use filters to search for rent-to-own listings.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/renttoownlabs.com\" target=\"_blank\" rel=\"nofollow noopener\">Rent to Own Labs<\/a> <\/strong>and<strong> <a href=\"https:\/\/homefinder.com\/rent-to-own\" target=\"_blank\" rel=\"nofollow noopener\">HomeFinder<\/a><\/strong>: Focus specifically on rent-to-own homes.<\/li>\n\n\n\n<li> <a href=\"https:\/\/zerodown.com\/rent-to-own\" target=\"_blank\" rel=\"nofollow noopener\"><strong>ZeroDown<\/strong><\/a> and <a href=\"https:\/\/www.hiddenlistings.com\/landing.html?from=banner\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Hidden Listings<\/strong><\/a>: May include rent-to-own options.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to do some research before talking to a realtor, you can also search real estate listing websites for rent-to-own properties. Websites like, and  often advertise rent-to-own home listings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Websites like Zillow and Redfin allow you to filter your search for rent-to-own homes, while Rent-to-Own Labs and Homefinder specialize in these listings. Simply enter your criteria and contact the homeowner or company directly for more details.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Reaching out directly<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">If you find a property for rent in your ideal neighborhood, contact the owner and ask if they\u2019d consider a rent-to-own deal. Some landlords may be open to it, especially if they\u2019re struggling to sell or want a long-term tenant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Additional ways to find rent-to-own homes near you<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Try these creative strategies to find hidden opportunities:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Join local Facebook groups<\/strong> like \u201cBuy\/Sell\/Trade\u201d or \u201cHousing in [City].\u201d<\/li>\n\n\n\n<li><strong>Spread the word<\/strong> to friends, family, and coworkers.<\/li>\n\n\n\n<li><strong>Drive neighborhoods<\/strong> you like and look for \u201cFor Rent\u201d signs.<\/li>\n\n\n\n<li><strong>Check local newspapers<\/strong>, bulletin boards, or community centers.<\/li>\n<\/ul>\n\n\n<h2 id=\"considerations\">Financial and legal considerations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own deals involve more than just monthly rent; there can also be unique financial risks. Make sure you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Understand upfront fees:<\/strong> You may need to pay a non-refundable option fee (typically 1\u20135% of the purchase price).<\/li>\n\n\n\n<li><strong>Know what your rent covers:<\/strong> Is part of it going toward the purchase price? If so, how much?<\/li>\n\n\n\n<li><strong>Clarify maintenance responsibilities:<\/strong> Some agreements shift home upkeep to the renter.<\/li>\n\n\n\n<li><strong>Get legal help:<\/strong> Hire a real estate attorney to review the contract \u2014 especially if it\u2019s a lease-purchase agreement.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Pro tip:<\/strong> A legal review can help you avoid hidden clauses or unfair terms that benefit the seller more than the buyer.<\/p>\n<\/blockquote>\n\n\n<div class=\"faq-wrapper\"><h3 class=\"faq-question\">Are rent-to-own websites legitimate?<\/h3><div class=\"faq-answer\">\n<p>Generally, yes. Websites like Rent-to-Own Labs and Homefinder allow you to easily search for RTO homes and contact sellers. These are not to be confused with rent-to-own companies like Divvy Homes, which works WITH you to rent and buy a home, as opposed to connecting you with a seller.<\/p>\n<\/div><\/div>\n\n\n<h2 id=\"tips\">Tips for finding legit rent-to-own properties<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcbb Research the seller or rent-to-own company<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Before committing to a rent-to-own home, aim to learn as much as you can about the owner or company. Here are a few steps you can take to make a more informed decision:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Verify that the seller is the actual owner of the property<\/strong><strong>.<\/strong> View the home's ownership information from its tax records on a local county or city website.<\/li>\n\n\n\n<li><strong>Google online reviews.<\/strong> Check out the rent-to-own company or property manager reviews to get a better idea of their customer service. Websites like TrustPilot and the Better Business Bureau (BBB) can be helpful resources for finding and comparing customer reviews.<\/li>\n\n\n\n<li><strong>Search for customer complaints.<\/strong> Similarly, it's smart to see how many BBB complaints a company has and if the complaints have been resolved.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, find out why the seller is offering the home as a rent-to-own instead of selling it. For example, the homeowner might want to rent the home before selling it, or they may be having difficulty selling and think this will help. Knowing their reasons can help you during negotiations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><div class=\"textbox\"><div class=\"textbox-content\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd0e Watch out for overpriced (or underpriced) properties<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Be aware of the potential for rent-to-own scams and be on the lookout for warning signs. Here are a few questions to ask yourself to help evaluate a listing's legitimacy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Is the home\u2019s listed price realistic, and is there a reason it\u2019s significantly lower or higher than comparable properties in your area?<\/li>\n\n\n\n<li>Does the cost breakdown for renting and eventually purchasing the home include high upfront fees? Are these fees justified and explained clearly?<\/li>\n\n\n\n<li>What\u2019s the home\u2019s condition? Will it require a lot of maintenance and repairs after you move in, and will you be responsible for covering those costs?<\/li>\n\n\n\n<li>How thorough is the contract? Does it include all expected terms and conditions, or is it vague, skipping over key elements like whether it's a lease-purchase or lease-option agreement?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The homeowner or rent-to-own company should be able to answer these questions clearly and promptly.<\/div><\/div><\/p>\n\n\n<div class=\"clever-table col-1-left\" collapse=\"10\"><\/p>\n<table>\n<tbody>\n<tr>\n<td>\ud83d\udeab If you suspect that the rent-to-own arrangement is a scam, file a report with the police or the <a href=\"https:\/\/reportfraud.ftc.gov\/#\/\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Trade Commission<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table><div class=\"read-more-btn-wrapper\"><span class=\"read-more-btn\">Show more<\/span><\/div>\n<p><\/div><style>.col-1-left td:nth-child(1), .col-1-left th:nth-child(1){text-align:left;} <\/style>\n\n\n<h2 id=\"bottom-line\">The bottom line<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own homes can work for a narrow group of buyers, but they\u2019re expensive, complex, and easy to get wrong.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before committing, compare rent-to-own against:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FHA or conventional loans with 3\u20133.5% down<\/li>\n\n\n\n<li>Short-term credit improvement strategies<\/li>\n\n\n\n<li>Working with an agent to negotiate flexible terms<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In many cases, buyers discover they\u2019re closer to owning outright than they thought \u2014 without the risks of a rent-to-own contract.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before committing, <a href=\"#startmsf\">talk with a local real estate agent<\/a> or mortgage advisor about how close you might already be to qualifying for a low-down-payment loan. You may be surprised at how soon you can buy a home outright, and on your own terms.<\/p>\n\n\n<h2 id=\"why-trust-us\">Why trust us<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Clever Real Estate team spent dozens of hours researching the ins and outs of rent-to-own programs to create this comprehensive guide. We thoroughly examined agreements and consulted with industry experts to bring you the most accurate and reliable information.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It's our opinion that the best way to find a rent-to-own home is to work with an experienced real estate agent. They have the knowledge and resources to help you find the right home quickly and efficiently. The benefits of working with a realtor far outweigh any potential downsides (which are minimal).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rent-to-own homes can be a good housing option for people who want to buy a home, but are unable to qualify for a mortgage. However, it's important to be aware that not all rent-to-own programs are legitimate or cost-effective. Consult with a local realtor or a real estate attorney for more specific, localized guidance.<\/p>\n\n\n<p><!-- Clever Tip Box --><\/p>\n<div role=\"note\" aria-label=\"Consider this alternative\"\n     style=\"margin:16px 0;padding:16px 18px;border-left:6px solid #0075EB;\n            background:rgba(0,117,235,0.08);border-radius:8px;color:#131A22;\n            font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.5;\"><\/p>\n<div style=\"display:flex;align-items:flex-start;gap:10px;\">\n    <span aria-hidden=\"true\" style=\"font-size:20px;line-height:1.2;\">\ud83d\udca1<\/span><\/p>\n<div style=\"font-size:16px;\">\n      <strong style=\"color:#0075EB;\">Consider this alternative:<\/strong><br \/>\n      Rent-to-own agreements can be expensive, and not everyone ends up purchasing the home. If your main goal is to become a homeowner, you might get there faster by taking six months to focus on credit improvement and down payment savings.<\/p>\n<p>      Even modest progress \u2014 like raising your credit score by 40\u201360 points or saving 3\u20133.5% of a purchase price \u2014 can make you eligible for an FHA loan or another low\u2013down payment program. Working with a trusted agent or lender can help you compare these options and see which route will get you into a home more securely and affordably.\n    <\/p><\/div>\n<\/p><\/div>\n<\/div>\n\n\n<div class=\"faq-wrapper\"><h3 class=\"faq-question\">Our experts<\/h3><div class=\"faq-answer\">\n<ul>\n<li aria-level=\"1\"><a href=\"https:\/\/www.linkedin.com\/in\/marjorie-scholtz-05b4605\/\" target=\"_blank\" rel=\"noopener noreferrer\">Marjorie Scholtz<\/a>, the CEO of Verbhouse, a rent-to-own company that aims to provide affordable home financing options for low and middle-income workers in high-cost housing markets. Marjorie is also a licensed real estate professional and previously worked as a co-founder and CEO of Stangl Advisors, helping people navigate loan modifications, short sales, and foreclosure alternatives.<\/li>\n<p> \tMichelle Boyd<\/a>, a housing policy expert who works with Terner Center, a nonprofit organization dedicated to making housing more affordable and fair for consumers. Boyd also works with Terner Labs, a nonprofit affiliate that leverages technology to improve housing affordability and sustainability.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<div class=\"faq-wrapper\"><h3 class=\"faq-question\">About the authors<\/h3><div class=\"faq-answer\">\n<p><a href=\"https:\/\/www.zillow.com\/profile\/steven nicastro0\" target=\"_blank\" rel=\"noopener noreferrer\">Steve Nicastro<\/a> is a real estate professional with extensive experience in South Carolina, where he has personally helped people find and evaluate rent-to-own homes.<\/p>\n<p>He believes that working with a seasoned buyer's agent can be extremely beneficial when searching for rent-to-own properties. An experienced agent will use their access to the MLS, industry connections, and local knowledge of rent-to-own companies to help clients find the best housing options in their area. They can also assist with understanding and negotiating rent-to-own agreements and ensure that client's interests are protected during the process.<\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/rigneybrendan\" target=\"_blank\" rel=\"noopener noreferrer\">Brendan Rigney<\/a> is a researcher and content writer at Clever Real Estate, where he writes about home buying, selling, and investing. He has a background in urban affairs and housing and also works with local governments, nonprofits, and community organizations to study and address policy issues.<\/p>\n<p>Prior to joining Clever, Brendan worked as a freelance reporter, writer, and researcher for various media outlets, nonprofits, and businesses. He received his B.A. from La Salle University and his Master of Public Administration degree from DePaul University, with a focus on metropolitan affairs and policy.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Related reading<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">    <div class=\"related-posts\">\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/rent-to-own\/rent-to-own-homes\/\">\n                                    <div class=\"related-image\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/078a4490-7fdf-11ed-8730-d9eebcd39d9f-shutterstock1614832780-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/listwithclever.com\/wp-content\/uploads\/078a4490-7fdf-11ed-8730-d9eebcd39d9f-shutterstock1614832780-768x512.jpg 768w, https:\/\/listwithclever.com\/wp-content\/uploads\/078a4490-7fdf-11ed-8730-d9eebcd39d9f-shutterstock1614832780-360x240.jpg 360w, https:\/\/listwithclever.com\/wp-content\/uploads\/078a4490-7fdf-11ed-8730-d9eebcd39d9f-shutterstock1614832780.jpg 810w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        How Do Rent-to-Own Homes Work?                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        Learn more about rent-to-own homes, including how they work, if they're a good idea, and how to find listings in your area.                    <\/div>\n                <\/div>\n            <\/a>\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/real-estate-blog\/buy-home-with-bad-credit\/\">\n                                    <div class=\"related-image\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/80b70970-cb42-11e9-9a56-cf16cd66e478-yes_you_can_still_buy_a_home_with_bad_credit-ogid-123725-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/listwithclever.com\/wp-content\/uploads\/80b70970-cb42-11e9-9a56-cf16cd66e478-yes_you_can_still_buy_a_home_with_bad_credit-ogid-123725-768x512.jpg 768w, https:\/\/listwithclever.com\/wp-content\/uploads\/80b70970-cb42-11e9-9a56-cf16cd66e478-yes_you_can_still_buy_a_home_with_bad_credit-ogid-123725-360x240.jpg 360w, https:\/\/listwithclever.com\/wp-content\/uploads\/80b70970-cb42-11e9-9a56-cf16cd66e478-yes_you_can_still_buy_a_home_with_bad_credit-ogid-123725-300x200.jpg 300w, https:\/\/listwithclever.com\/wp-content\/uploads\/80b70970-cb42-11e9-9a56-cf16cd66e478-yes_you_can_still_buy_a_home_with_bad_credit-ogid-123725.jpg 810w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        How to Buy a Home with a Bad Credit Score                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        Buying a home with bad credit can be hard, but it is possible. 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Prior to joining Clever, Steve helped buyers and sellers navigate a challenging real estate market in Charleston, S.C., closing $6 million in transaction volume for 2020 and 2021. Over his career, Steve has bought and sold over 30 homes with a total value exceeding $8 million. This includes 20 homes as a realtor, 7 as an investor, and 3 as a primary homeowner and for sale by owner (FSBO) seller. Steve successfully used a local flat fee MLS service to get the FSBO properties marketed online, saving on commission costs. Steve also worked as a personal finance writer for NerdWallet for over 6 years. His work has been published at USA Today, The Associated Press, U.S. News, and the New York Times, among other online publications. Expertise: Real estate commission, selling a house without a realtor, buying a home, real estate investing. Education: Quinnipiac University Credentials: Full-time, licensed real estate agent in the Charleston, S.C. market from 2019-22. Active real estate investor in North and South Carolina. External interviews and quotes: \u2022 Yahoo Finance: Discussing the NAR settlement \u2022 US News: What the $2 Billion NAR Lawsuit Means for Homebuyers and Sellers \u2022 Consumer Affairs: Zillow Launches 1% Down Mortgage \u2022 The Mortgage Reports: Is an Assumable Home Loan Right for You? Q&A Find more from Steve: \u2022 LinkedIn \u2022 Zillow","sameAs":["https:\/\/www.linkedin.com\/in\/steve-n-7276992a\/"],"url":"https:\/\/listwithclever.com\/authors\/steve-nicastro\/"}]}},"_links":{"self":[{"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/posts\/16718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/users\/46"}],"replies":[{"embeddable":true,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/comments?post=16718"}],"version-history":[{"count":35,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/posts\/16718\/revisions"}],"predecessor-version":[{"id":141146,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/posts\/16718\/revisions\/141146"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/media\/26088"}],"wp:attachment":[{"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/media?parent=16718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/categories?post=16718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/listwithclever.com\/wp-json\/wp\/v2\/tags?post=16718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}